1. Set a small saucepan over medium heat, adding refried beans, salsa, chili powder, paprika, garlic powder, cumin, and salt and pepper. Stir until well mixed and warmed throughout.
2. Lay tortillas flat on a work surface, spreading an equal amount of cheese into the center of each.
3. Spoon seasoned refried beans mixture over the cheese into a rectangular shape in the center.
4. Fold the sides of the tortilla inward, then roll the bottom edge over those sides, liking making a big egg roll. Roll tightly until you make a burrito. Repeat for all tortillas.
5. Heat a large skillet to medium high heat, laying two burritos flat and slightly spaced apart.
6. If a crispy golden exterior is desired, spray with cooking spray or brush with oil or butter. Crisp on one side for 2-4 minutes, then flip and coat the other side with oil. Crisp the remaining edge until golden brown.
7. Serve with taco dip, baked tortilla chips, and pineapple salsa.

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